Is Chocolate Finance Safe? My 2026 Cash Strategy
Looking for the best place to park your idle cash in 2026?
In this review, I break down some of the options for returns on your cash currently available in Singapore. Including, how to earn 2% p.a. on your first S$20,000 with Chocolate Finance. I address the big question—Is Chocolate Finance safe?—and compare it directly against other market solutions to help you decide if it’s the right strategy for your spare cash.
I Spent 6 Years Learning Web3. I Had No Idea What an LPA Was.
I've spent six years learning how to protect digital assets — private keys, hardware wallets, the works. But last month I realised I had completely overlooked something far more important.
If I lost mental capacity tomorrow, my family couldn't legally touch my bank account. Not because of anything I did wrong. Because I'd never heard of a Lasting Power of Attorney.
This is the guide I wish existed. And right now, it's permanently free to set up if you're a Singapore Citizen.

